• Blanket Limit Replacement Cost coverage
• Food Spoilage coverage
• Equipment Breakdown coverage
• Utility Services Coverage — including overhead
transmission lines
• Blanket Business income or ALS coverage
• Sign coverage
• Earthquake coverage
• Full Statutory Coverage
• Available higher limits for Employers Liability
Umbrella
Crime
Business Auto
Other Unique Exposure
General Liability
• Limits available up to $50M
• No retention
• Money and Securities (inside and outside)
• Employee Dishonesty
• Forgery and Alterations
• $1M occurrence/ $2M aggregate
• Per location aggregate available
• Fire Legal
• Liquor Liability
• Druggist Liability
• Hired and Non-Owned Auto
• Employee Benefits Liability
Workers' Compensation
Property
• Coverage available for ancillary exposure other than grocery
• Data Compromise
• Liability limits up to $1M
• Physical Damage
Discipline + Speed = Win
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Grocery Store Insurance